Manhattenlife - ManhattanLife Employee Benefits. 152 followers. 11mo. Having ManhattanLife Voluntary Benefits can have a significant and positive impact on the employee experience. Join us at BenefitsPRO Broker ...

 
Dec 5, 2019 · Plan Benefits include: Choice between a $1,000, $1,500, or $3,000 policy year maximum. Dental coverage for: Preventive Services. Basic Services. Major Services. Vision coverage for eye glasses, contact lenses, and more. Hearing coverage for hearing aids, exams, and more. With no enrollment periods, anyone ages 18-85 can apply at any time ... . Klaxoon

ManhattanLife is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc. (“ManhattanLife Entities”). Plans, products, and services are solely and only provided by one or more ManhattanLife Entities specified on the plan, product, or service contract, … LIFE INSURANCE A full range of term life and whole life insurance to meet your needs and objectives, whether you’re looking for individual or family coverage. LEARN MORE. MORTGAGE PROTECTION Mortgage protection insurance from ManhattanLife enables you to protect your family’s well-being and cover your mortgage in full. LEARN MORE. Accident Insurance. For life's unexpected events. “Accidents happen,” the old saying goes. “You can’t plan on them, but you can plan for them.”. The Personal Accident Indemnity Delivery (PAID) and AccidentGuard from ManhattanLife help you pay for out-of-pocket expenses and provides benefits to you or your family for many of the ...ManhattanLife is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc. (“ManhattanLife Entities”). Plans, products, and services are solely and only provided by one or more ManhattanLife Entities specified on the plan, product, or service contract, …Get fast and reliable telehealth services from Manhattan Life, a trusted partner of TelaHealth Consultants. Register now and enjoy the benefits of virtual healthcare. Sponsored Benefits. Here at ManhattanLife, we strive to provide ancillary services that help reduce costs and provide additional options for treatments. TelaHealth Consultants is a national telehealth company specializing in convenient, quality medical care. With board-certified physicians in all 50 states, those in need can obtain diagnosis ... ManhattanLife Employee Benefits. 152 followers. 11mo. Having ManhattanLife Voluntary Benefits can have a significant and positive impact on the employee experience. Join us at BenefitsPRO Broker ... Accident Insurance. For life's unexpected events. “Accidents happen,” the old saying goes. “You can’t plan on them, but you can plan for them.”. The Personal Accident Indemnity Delivery (PAID) and AccidentGuard from ManhattanLife help you pay for out-of-pocket expenses and provides benefits to you or your family for many of the ... Manhattan Life is among the oldest health insurance companies in the U.S., with a history that dates back to 1850. The company’s range of products include Medicare Supplement Insurance plans, and many U.S. seniors rely on Manhattan Life Medicare Supplement plans (also called Medigap) to help them bridge the gaps in their Medicare coverage.ManhattanLife Dental, Vision and Hearing (DVH) plan has three options with annual maximum benefits on the dental plan of $1,000, $1,500 and $3,000. Available States (as of 10/19/2020): The $1,000 and $1,500 dental maximum benefit plan options are available in all states that the DVH plans are offered.Manhattan Life is a telehealth platform that connects you with licensed doctors and specialists anytime, anywhere. You can access quality care for a variety of health issues, from minor to chronic, without leaving your home or office. Register today and enjoy the convenience and affordability of ManhattanLife Telahealth Consultants. BestLink. AMB #: 006222 NAIC #: 61883 FEIN #: 420884060. Domiciliary Address. 10777 Northwest Freeway. Houston, Texas 77092. United States. Web: www.manhattanlife.com Phone: 713-529-0045 Fax: 713-821-6492. AM Best Rating Unit: AMB #: 070357 - Manhattan Insurance Group. Assigned to insurance companies that have, in our opinion, a good ability to ... ManhattanLife is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc. (“ManhattanLife Entities”). Plans, products, and services are solely and only provided by one or more ManhattanLife Entities specified on the plan, product, or service contract ...Report a Death Claim (Online Form) Acknowledgement of Misplaced Policy. Beneficiary Claimant Statement. Beneficiary Claimant Statement - Under $5,000. Gold Cross Burial Association Claim Form. Premium Waiver Form. Other Forms. Duplicate Policy Request Form. Affidavit of Lost Policy - International Life Policies.ManhattanLife is committed to providing reliable, innovative, and cost-effective products, whether it’s reinsurance facilities for the life and health insura...In his lengthy post, Azzarello described himself as an “investigative researcher”. Police said that his driver’s licence showed he was born in 1987 and was a …May 24, 2023 · A Manhattan Life Dental insurance policy covers preventive services and basic services, such as semi-annual exams, cleanings, x-rays, fillings, and extractions. These services receive increasing coverage beginning at 60% coverage during year one and increasing to 80% by year 3. ManhattanLife has been a private company since our founding in 1850. Our independence has enabled us to remain free to make decisions that align with our values and core mission – helping policyholders attain and sustain health, wealth, and security throughout your life. We demonstrate this commitment by offering a wide range of products ... Since our founding in 1850, ManhattanLife has been a trusted provider of a full range of insurance and annuity products for individuals & families, seniors, and employers.Updated 7:24 PM PDT, April 20, 2024. NEW YORK (AP) — Video cameras stationed outside the Manhattan courthouse where former President Donald Trump is on …ManhattanLife is committed to providing reliable, innovative, and cost-effective products, whether it’s reinsurance facilities for the life and health insura...As a Manhattan life policy holder you have access to your own portal. Call 800-669-9030. Download mobile app. Visit Site. An expert will assist with coordinating medical care bill negotiations if you get an abnormally high medical bill. Call 866-969-3435. Visit Site. ManhattanLife is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc. (“ManhattanLife Entities”). Plans, products, and services are solely and only provided by one or more ManhattanLife Entities specified on the plan, product, or service contract ... Enter your email. Email. 24/7 patient benefit verification, claims, and remittance statements. Founded in 1850, the Company’s longevity makes ManhattanLife one of the oldest and most reliable health and life insurance companies in the country. The original founders’ commitment to protect policyholders prevails to this day. Operating successfully for 174 years as an independent is a testimony to ManhattanLife’s enduring history, and ... MANHATTAN LIFE INS CO. Major Rating Factors: Good quality investment portfolio (6.1 on a scale of 0 to 10) despite mixed results such as: minimal exposure to mortgages and large holdings of BBB rated bonds but small junk bond holdings. Good Liquidity (6.1) with sufficient resources to handle a spike in claims as well as a significant increase ...Aspects of Annuities, Part 3: Customer Care and Bridging Your Financial Future. The final part in the Aspects of Annuities blog series provides a picturesque vista of customer care with Western United Life Assurance Company, a ManhattanLife Company, based in Spokane, Washington. The article gives special attention to the qualified staff and ...Updated on: June 14, 2021. ManhattanLife is one of the oldest life insurance companies in the country—they were founded back in 1850. It was originated to provide protection for widows and orphans affected by cholera. They commissioned the first skyscraper in Manhattan, in 1894. Since then, they’ve provided life, health, and supplemental ...Sign in. The page you are trying to view is only available to registered users. Email*. Password* Show.User login page. Enter your details to begin: By registering and logging in, I acknowledge and agree to be bound by the Terms and Conditions for this web site.User login page. Enter your details to begin: By registering and logging in, I acknowledge and agree to be bound by the Terms and Conditions for this web site.Manhattan Life Insurance Company is a privately held insurance company founded in 1850, making it one of the oldest life insurance companies in the United States. They offer a variety of insurance and annuity products for individuals and families, including short-term care policies providing benefits for all types of extended care, like in-home ...Manhattan Life is a midsize Medicare Supplement Company carrier known to be competitive with its prices and stability in most states. They have a B++ rating from A.M. Best as of 2023, despite their rating, they have been able to offer some really competitive prices in the Medicare supplement market. Manhattan Life is one of the …The start of opening statements in Donald Trump's hush money trial set the stage for weeks of testimony about the former president’s personal life and places his …Since our founding in 1850, ManhattanLife has been a trusted provider of a full range of insurance and annuity products for individuals & families, seniors, and employers.No, Manhattan Life isn’t the best choice for everyone, but it’s certainly a life insurance provider who is a fit for some thanks to its flexible policies, easy application, and stable financial standing/outlook. Our comprehensive review of The Manhattan Life Insurance Company below will help you decide if it’s a perfect fit for you.If you are still unable to log in, please email [email protected]. Or contact our Customer Service department: Life & Health Policyholders: 1-800-669-9030, Annuity …The real-life Avengers Tower is actually the MetLife building at 200 Park Avenue in Midtown Manhattan. The lower part of the building highly resembles the MCU Avengers Tower, however, the upper part of the building was entirely CGI, so it may not look a lot like you remember it from the movies. MetLife Building in NYC, which served as the ...AFFORDABLE CHOICE MONTHLY PREMIUMS ELITE PLUS ELITE CLASSIC PLUS CLASSIC Ages 18 - 29 Individual $172.43 $130.06 $101.92 $75.67 Individual and Spouse $340.04 $255.27 $198.98 $146.43ManhattanLife is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc. (“ManhattanLife Entities”). Plans, products, and services are solely and only provided by one or more ManhattanLife Entities specified on the plan, product, or service contract, …Hospitalization coverage pays benefits directly to you. A full range of term life and whole life insurance to meet your needs and objectives, whether you’re looking for individual or family coverage. Mortgage protection insurance from ManhattanLife enables you to protect your family’s well-being and cover your mortgage in full.User login page. Enter your details to begin: By registering and logging in, I acknowledge and agree to be bound by the Terms and Conditions for this web site.Jul 23, 2021 · Our DVH product offers all-in-one coverage. With our new DVH Select, you start with a base Dental plan. You have the option of adding Vision and/or Hearing to that base plan based on the coverage you value most. Beginning Day 1, Preventative Dental Services are covered 100% Major Dental is covered 20%. Other DVH Select benefits include: 1 in 4 ... A Medicare Supplement insurance plan from ManhattanLife, also known as Medigap, helps pay for deductibles, co-payments, co-insurance, and other out-of-pocket costs not covered by Original Medicare. Some Medicare Supplement policies also cover services that Original Medicare doesn’t cover, like medical care when traveling outside of the U.S. Plan Benefits Eligibility: Ages 18 - 99 Policy Year Maximum Benefit: $1,000, $1,500 or $3,000 Policy Year Deductible: $0 or $100 per person (does not apply to Preventative Services) A Medicare Supplement insurance plan from ManhattanLife, also known as Medigap, helps pay for deductibles, co-payments, co-insurance, and other out-of-pocket costs not covered by Original Medicare. Some Medicare Supplement policies also cover services that Original Medicare doesn’t cover, like medical care when traveling outside of the U.S. STC Short Term Care and Rider Claim Form by Claim Form. Other Forms. Affidavit of Lost Policy Form. Bank Draft Authorization Form (In English) / (en Español) Beneficiary Change Form. Health Policy Cancellation Form. HIPAA Form (release PHI from provider) / Other HIPAA Form (release PHI to agent, family member, other 3rd party) Persistency ... MANHATTAN LIFE INS CO. Major Rating Factors: Good quality investment portfolio (6.1 on a scale of 0 to 10) despite mixed results such as: minimal exposure to mortgages and large holdings of BBB rated bonds but small junk bond holdings. Good Liquidity (6.1) with sufficient resources to handle a spike in claims as well as a significant increase ... ManhattanLife has been a private company since our founding in 1850. Our independence has enabled us to remain free to make decisions that align with our values and core mission – helping policyholders attain and sustain health, wealth, and security throughout your life. We demonstrate this commitment by offering a wide range of products ... ManhattanLife is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc. (“ManhattanLife Entities”). Plans, products, and services are solely and only provided by one or more ManhattanLife Entities specified on the plan, product, or service contract ... Whether you're in need of rest, or need to take care of sore muscles, or just chat with friends, don't forget to sauna. Sauna Hours 212-564-1300. When you're looking good, you're feeling good. That's why a full range of spa services are available to you, from hair and nails to various massages and skin care services.Premiums are subject to change. Premium rates based on $1,000 or $1,500 Policy Year Maximum. Use the age of the oldest applicant. Benefit exclusions and limitations apply. ManhattanLife is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc. (“ManhattanLife Entities”). Plans, products, and services are solely and only provided by one or more ManhattanLife Entities specified on the plan, product, or service contract ... ManhattanLife has been a private company since our founding in 1850. Our independence has enabled us to remain free to make decisions that align with our values and core mission – helping policyholders attain and sustain health, wealth, and security throughout your life. We demonstrate this commitment by offering a wide range of products ... Since our founding in 1850, ManhattanLife has been a trusted provider of a full range of insurance and annuity products for individuals & families, seniors, and employers.Enter your email. Email. 24/7 patient benefit verification, claims, and remittance statements.Enter your details to begin: By registering and logging in, I acknowledge and agree to be bound by the Terms and Conditions for this web site.ManhattanLife has been a private company since our founding in 1850. Our independence has enabled us to remain free to make decisions that align with our values and core mission – helping policyholders attain and sustain health, wealth, and security throughout your life. We demonstrate this commitment by offering a wide range of products ... Plan Benefits Eligibility: Ages 18 - 99 Policy Year Maximum Benefit: $1,000, $1,500 or $3,000 Policy Year Deductible: $0 or $100 per person (does not apply to Preventative Services) ManhattanLife offers a variety of life insurance products to help you and your family best meet your current and future objectives. Our Term Life insurance products are available for face amounts up to and including $250,000, and on a fully underwritten basis for higher coverage amounts. Our Whole Life insurance coverage is available for face ... ManhattanLife offers the standard Plan F only. **For Plan K and Plan L – You must meet your out-of-pocket yearly limit and your yearly Part B deductible before your Medicare Supplement plan pays 100% of covered services for the rest of the calendar year. Plan K deductible: $5,880 in 2020. Plan L deductible: $2,940 in 2020.Manhattan College today announced that Katherine G. Uffer will be the College’s Graduate School Valedictorian for the class of 2024. She will be the student … For additional information about dental, vision and hearing insurance or any of our other quality products, please contact us or your ManhattanLife Agent or Broker. APercentage of Basic eye exam or eye refraction, including the cost of eye glasses or contact lenses after 6 month waiting period. BPercentage of Exam, hearing aid, and necessary ... ManhattanLife is one of the oldest and most reliable life and health insurance companies in the country. We have assembled a full range of insurance and annuity products to support every phase of life, from mortgage insurance for your home and accident insurance for you and your family to Medicare Supplement options and annuities for your ... Cancer and/or Heart Attack & Stroke offers customizable coverage up to $75,000. Choose Cancer only coverage, Heart & Stroke only, or a combination of both. BENEFITS. Lump Sum Benefits up to $75,000. OPTIONAL RIDER. Cancer Recurrence Benefit Rider. Heart and Stroke Restoration of Benefits Rider. View Brochure. under no circumstances shall the companies of manhattan life group be liable for any damages or injury or loss, including any direct, special, incidental, consequential or punitive damages, that may result from the use of, or the inability to use, the materials in this site, whether in an action of contract, negligence or other tortious action, arising out of or in …based on $1,000, $1,500 or $3,000 Policy Year Maximum. Use the age of the oldest applicant. Benefit exclusions and limitations apply.Manhattan Life is among the oldest health insurance companies in the U.S., with a history that dates back to 1850. The company’s range of products include Medicare Supplement Insurance plans, and many U.S. seniors rely on Manhattan Life Medicare Supplement plans (also called Medigap) to help them bridge the gaps in their Medicare coverage. Premiums are subject to change. Premium rates based on $1,000 or $1,500 Policy Year Maximum. Use the age of the oldest applicant. Benefit exclusions and limitations apply. ManhattanLife has been a private company since our founding in 1850. Our independence has enabled us to remain free to make decisions that align with our values and core mission – helping policyholders attain and sustain health, wealth, and security throughout your life. We demonstrate this commitment by offering a wide range of products ... A jury of 12 people has been seated in former President Donald Trump’s hush money trial in New York. Alternates are now being selected. The rapid progress … ManhattanLife has been a private company since our founding in 1850. Our independence has enabled us to remain free to make decisions that align with our values and core mission – helping policyholders attain and sustain health, wealth, and security throughout your life. We demonstrate this commitment by offering a wide range of products ... Hospitalization coverage pays benefits directly to you. A full range of term life and whole life insurance to meet your needs and objectives, whether you’re looking for individual or family coverage. Mortgage protection insurance from ManhattanLife enables you to protect your family’s well-being and cover your mortgage in full. If you are still unable to log in, please email [email protected]. Or contact our Customer Service department: Life & Health Policyholders: 1-800-669-9030, Annuity …Updated on: June 14, 2021. ManhattanLife is one of the oldest life insurance companies in the country—they were founded back in 1850. It was originated to provide protection for widows and orphans affected by cholera. They commissioned the first skyscraper in Manhattan, in 1894. Since then, they’ve provided life, health, and supplemental ...User login page. Enter your details to begin: By registering and logging in, I acknowledge and agree to be bound by the Terms and Conditions for this web site.ManhattanLife is committed to providing reliable, innovative, and cost-effective products, whether it’s reinsurance facilities for the life and health insura...Updated 7:24 PM PDT, April 20, 2024. NEW YORK (AP) — Video cameras stationed outside the Manhattan courthouse where former President Donald Trump is on …Manhattan Life Insurance offers whole life insurance policies with coverage amounts ranging from $10,000 to $250,000. The policies come with a guaranteed death benefit and cash value accumulation, and premiums are guaranteed to …Helping patients cope with the two “costs” of hospitalization. There are two costs to major medical insurance whenever you are hospitalized – the health insurance premium and the cost of actually using the insurance. To help you manage the gaps left by qualified major medical and limited benefit plans, ManhattanLife offers two hospital ...Updated 7:24 PM PDT, April 20, 2024. NEW YORK (AP) — Video cameras stationed outside the Manhattan courthouse where former President Donald Trump is on …Whether you're in need of rest, or need to take care of sore muscles, or just chat with friends, don't forget to sauna. Sauna Hours 212-564-1300. When you're looking good, you're feeling good. That's why a full range of spa services are available to you, from hair and nails to various massages and skin care services.Manhattan Life is among the oldest health insurance companies in the U.S., with a history that dates back to 1850. The company’s range of products include Medicare Supplement Insurance plans, and many U.S. seniors rely on Manhattan Life Medicare Supplement plans (also called Medigap) to help them bridge the gaps in their Medicare coverage. Cancer and/or Heart Attack & Stroke offers customizable coverage up to $75,000. Choose Cancer only coverage, Heart & Stroke only, or a combination of both. BENEFITS. Lump Sum Benefits up to $75,000. OPTIONAL RIDER. Cancer Recurrence Benefit Rider. Heart and Stroke Restoration of Benefits Rider. View Brochure. Their customer service reps are patient and helpful, and none of this is their fault. They just work for a company with horrible anti-customer policies. Bottom line: Stay far, far away from this terrible company, and do not ever give them your banking or ACH information. Date of experience: December 15, 2020. Useful.Enter your details to begin: By registering and logging in, I acknowledge and agree to be bound by the Terms and Conditions for this web site.ManhattanLife - What We Stand For. Stability - ManhattanLife has been dedicated to serving America successfully since 1850. Our business has prospered for more than 174 years because we have held fast to a high ethical standard of fair minded and quality service to our policyholders.Manhattan (c. 1900), detail of a map of New York City from the 10th edition of the Encyclopædia Britannica. (more) Manhattan, borough of New York City, coextensive with New York county, in southeastern New York state, U.S. The borough, mainly on Manhattan Island, spills over into the Marble Hill section on the mainland and includes a … LIFE INSURANCE. A full range of term life and whole life insurance to meet your needs and objectives, whether you’re looking for individual or family coverage. LEARN MORE. MORTGAGE PROTECTION. Mortgage protection insurance from ManhattanLife enables you to protect your family’s well-being and cover your mortgage in full. LEARN MORE. If you are still unable to log in, please email [email protected]. Or contact our Customer Service department: Life & Health Policyholders: 1-800-669-9030, Annuity Contract Owners: 1-800-247-2045. Following a successful login, you can request additional assistance on the CONTACT page. ManhattanLife Client Services Website.

ManhattanLife - What We Stand For. Stability - ManhattanLife has been dedicated to serving America successfully since 1850. Our business has prospered for more than 174 …. Translation from english to myanmar

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Manhattan Life Group, Inc. PO Box 1107 Houston, TX 77251-1107. Family Life Insurance Company. 4414 Centerview Ste 220 San Antonio, TX 78228-1432. 1; 2 > Location of This Business James Washington, a May 2024 graduate of Manhattan College majoring in Exercise Science and a U.S. Army veteran, has been selected as the undergraduate …Sign in. The page you are trying to view is only available to registered users. Email*. Password* Show. ManhattanLife has been a private company since our founding in 1850. Our independence has enabled us to remain free to make decisions that align with our values and core mission – helping policyholders attain and sustain health, wealth, and security throughout your life. We demonstrate this commitment by offering a wide range of products ... Updated on: June 14, 2021. ManhattanLife is one of the oldest life insurance companies in the country—they were founded back in 1850. It was originated to provide protection for widows and orphans affected by cholera. They commissioned the first skyscraper in Manhattan, in 1894. Since then, they’ve provided life, health, and supplemental ...Since our founding in 1850, ManhattanLife has been a trusted provider of a full range of insurance and annuity products for individuals & families, seniors, and employers.User login page. Enter your details to begin: By registering and logging in, I acknowledge and agree to be bound by the Terms and Conditions for this web site.Dental, Vision and Hearing Claim Form. Vision Claim Form. Other Forms. Affidavit of Lost Policy Form. Bank Draft Authorization Form (In English) / (en Español) HIPAA Form (release PHI from provider) / Other HIPAA Form (release PHI to agent, family member, other 3rd party) Health Policy Cancellation Form. ManhattanLife is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc. (“ManhattanLife Entities”). Plans, products, and services are solely and only provided by one or more ManhattanLife Entities specified on the plan, product, or service contract ... James Washington, a May 2024 graduate of Manhattan College majoring in Exercise Science and a U.S. Army veteran, has been selected as the undergraduate …Manhattan Life Insurance Company has generally positive reviews from customers. Here is a summary of what customers have said about the company: Financial strength: Many customers appreciate that Manhattan Life Insurance Company has a strong financial rating and has been in business for over 150 years.For Assistance, please call1-888-441-07708am - 5pm CST. Benefit exclusions and limitations may apply to the policy. For additional information about dental, vision and hearing insurance or any of our other quality products, please contact us or your ManhattanLife Agent or Broker. APercentage of Basic eye exam or eye refraction, …The company provides Good Benefits. That is the only thing good @ ManhattanLife. health insurance on day one, 401k match, early Fridays, holiday pay, monday- friday schedule. The Health insurance is really great. Company matches up to 4% of gross income.ManhattanLife is committed to providing reliable, innovative, and cost-effective products, whether it’s reinsurance facilities for the life and health insura... A Medicare Supplement insurance plan from ManhattanLife, also known as Medigap, helps pay for deductibles, co-payments, co-insurance, and other out-of-pocket costs not covered by Original Medicare. Some Medicare Supplement policies also cover services that Original Medicare doesn’t cover, like medical care when traveling outside of the U.S. Enter your details to begin: By registering and logging in, I acknowledge and agree to be bound by the Terms and Conditions for this web site.Web Application from ManhattanLife. User Name Goes Here. User Email HereEnjoy 24/7 online access through our secure log-in interface. We’ll keep you posted on product updates and benefit enhancements. Manhattan Trust is an international insurer and investment products company offering Life Insurance, Term …As a Manhattan life policy holder you have access to your own portal. Call 800-669-9030. Download mobile app. Visit Site. An expert will assist with coordinating medical care bill negotiations if you get an abnormally high medical bill. Call 866-969-3435. Visit Site. STANDARD WHOLE LIFE BENEFITS. Accelerated benefit for terminal illness - if the insured is diagnosed with a terminal illness, he or she can receive a lump sum benefit of 50% of the death benefit (up to $100,000). Facility care accelerated care benefit helps pay for nursing home, assisted living, and adult day care expenses while living. .

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